Personal Loan

Features & Benefits-

  1.   Maximum Loan Tenure: 7 Years.
  2.   Avail loan up to 50 percent of Project Cost.
  3.   Loan available at an attractive ROI of 1.10 % pm.
  4.   Term Loan and HL overdraft facility available.
  5.   Hassle-free quick processing of loans.
  6.   Minimum documentation and quick disbursal.
  7.   Easy Payment Options.
  8.   ATL - Anytime Liquidity
  9.   In the HL overdraft facility pay only Interest and enjoy the Loan facility.

Personal Loan

  Personal loans are loans that can cover a number of personal expenses.

 You can find personal loans through banks, credit unions, and online lenders.

 Personal loans can be secured, meaning you need collateral to borrow money, or unsecured, with no collateral needed.

 Personal loans can vary greatly when it comes to their interest rates, fees, amounts, and repayment terms.

Personal Loan Schems

SCHEME NAME PERIOD IN MONTHS INT. RATE (%) MAX. LOAN AMOUNT
WM18M30 18 20% 30,000
WM18M50 18 18% 50,000
VM18M100 24 18% 100000

BUSINESS LOAN

Business, be it big or small, is most of the time in need of additional funds to meet day-to-day business requirements. The required funding also depends upon the nature of the business – is it capital-intensive and what is its stage of development, in terms of inception, growth, or maturity? Usually, businesses need funds the most in the initial stages and for growth perspectives. In this piece of article, we shall discuss almost all the types of business loans that are sanctioned by financial institutions in India.

Features & Benefits-

  1.   Target Group: Existing members having deposit accounts with us.
  2.   Loan available at an attractive ROI of 1.00 % pm.
  3.   Term Loan and overdraft facility available.
  4.   Hassle-free quick processing of loans.
  5.   Minimum documentation and quick disbursal.
  6.   Easy Payment options.
  7.   ATL - Anytime Liquidity
  8.   No EMI, Service only Interest and enjoy the Loan facility

Mortage Loan

A mortgage loan, or simply mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged. Mortgage loans are also known as or claims on property, Loan against Property, Loan on Property or liens against property. In case, you stop repaying your mortgage loan, the lender/bank has the complete right to possess and sell the secured property. A mortgage loan involves the following components - principal, interest, tax and insurance. Principal is the amount you actually borrow from your lender. Interest is the reward your lender receives for lending you the money. The interest rate plays a major role in increasing the size of your mortgage loan.

Our specialty of Mortgage Loan

We provide maximum amount of loan/gram in the industry. Currently loan to value (LTV) is up to 80%.
Charging interest only for loan availed days.
If you wish to avail a loan for one day, we will charge interest only for one day
Interest Rebate: You are eligible for interest rebate when you make interest payment/renewal of the loan on time and as specified by the company.
Online Repayment facility is available
You may avail maximum amount/gram in lower interest rate which is the best in the industry.
Personalized service to all the customers.

For more details please contact +91 9261180000

Eligibility Criteria

  •   Must be member of NIPEKSHA NIDHI LIMITED
  •   Shares 10%
  •   Loan Passbook 100/-
  •   Processing Fees (2.5%) on loan amount
  •   Loan Application Fees -500/-
  •   Stamp Paper 100/500/1000 (Not Included In Processing Fees)
  •   Guarantor- 2 To 10
  •   cheque- 2 (Borrower and Guarantor)

Documents Required

  •   Aadhar Card/Electric Bill/Tax Receipt (Borrower and Guarantor)
  •   Pan Card / Form No. 60 (Borrower and Guarantor)
  •   Passport Photo- 2 (Borrower and Guarantor)
  •   New Account (As A Guarantor)- 2 Any
  •   Trade License /3 Month salary slip
  •   2 years ITR with computation of income(Above 50k)
  •   6 Month Bank Statement (Above 50k)
  •   GST number (Above 50k)
  •   PDC EMI Cheques