SB Account: Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by NIPEKSHA NIDHI LIMITED members to save money and collect their saving.
SB Account: Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by NIPEKSHA NIDHI LIMITED members to save money and collect their saving.
| Investment (Daily) in Rs | Main Features | Availibility |
|---|---|---|
| 1. | Interest Rate | 8% P.A. |
| 2. | SMS Facility | Yes |
| 3. | Nomination | Yes |
| 4. | Balance Check | Yes |
| 5. | Mobile App | Yes |
Recurring Deposit: Recurring Deposit is a special kind of Term Deposit offered by NIPEKSHA NIDHI LIMITED which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.
| Investment Monthly in Rs. |
Interest Rate | 11% | 12% | 12.5% |
|---|---|---|---|---|
| Tenure(In Months) | 12 | 24 | 36 | |
| 1000 | Maturity | 12740 | 27243 | 43861 |
| 2000 | Maturity | 25479 | 54486 | 87721 |
| 3000 | Maturity | 38219 | 81730 | 131582 |
| 4000 | Maturity | 50958 | 108973 | 175443 |
| 5000 | Maturity | 63698 | 136216 | 219303 |
| 6000 | Maturity | 76438 | 163459 | 263164 |
Daily Deposit Scheme: Daily Deposit Scheme is a monetary deposit scheme introduced by NIPEKSHA NIDHI LIMITED to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.
| Investment Daily in Rs. |
Interest Rate | 8% | 9% | 10% |
|---|---|---|---|---|
| Tenure(In Months) | 12 | 24 | 36 | |
| 100 | Maturity | 37999 | 79966 | 127636 |
| 200 | Maturity | 75998 | 159935 | 255273 |
| 300 | Maturity | 113998 | 239899 | 382909 |
| 400 | Maturity | 151997 | 319865 | 510546 |
| 500 | Maturity | 189996 | 399832 | 638182 |
| 600 | Maturity | 227995 | 479798 | 765819 |
Fixed Deposit Account: A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by NIPEKSHA NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.
| Investment (One Time) Rs. |
Interest Rate | 11% | 12% | 12.5% |
|---|---|---|---|---|
| Lock-In Period | 1 YEAR | 3 YEARS | 5 YEARS | |
| 50000 | Maturity | 55785 | 71538 | 93111 |
| 100000 | Maturity | 111572 | 143077 | 186222 |
| 200000 | Maturity | 223144 | 286154 | 372443 |
| 300000 | Maturity | 334716 | 429231 | 558665 |
| 400000 | Maturity | 446288 | 572308 | 744886 |
| 500000 | Maturity | 557859 | 715384 | 931108 |
Monthly Income Scheme: Monthly interest scheme is introduced by NIPEKSHA NIDHI LIMITED which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
| Sl No. | Year | General | Special* |
|---|---|---|---|
| 1. | 1 Year | 10% | 11.00% |
| 2. | 2 Year | 10.25% | 11.25% |
| 4. | 3 Year | 10.50% | 11.50% |
| 5. | 4 Year | 11% | 12.00% |
| 5. | 5 Year | 11.50% | 12.50% |